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Real Estate New Jersey Real Estate Salesperson Sample Questions:

1. To avoid triggering full disclosure under TILA when advertising financing availability on a listed property, which of the following statements must a real estate licensee avoid using?

A) FHA and VA financing available
B) assumable loan
C) buy for less than $650 per month
D) owner willing to finance

2. A buyer wants to purchase a home for $400,000 with a 15% down payment. The lender charges 1.5 points.
How much money does the buyer need up front to make the purchase?

A) $65,100
B) $60,000
C) $60,900
D) $66,000

3. A broker is offering a $100 gift certificate at a jewelry store to all sellers who list with the broker during a specified time period. According to the New Jersey Real Estate License Law, such a promotion is prohibited because it:

A) discriminates against sellers whose religion prohibits the wearing of jewelry
B) discriminates against sellers who do not list with the broker during the specified time period
C) offers compensation for brokerage activity to unlicensed persons
D) makes the receipt of the free offering contingent upon sellers listing their properties with the broker

4. When buyers move into their new house, they see that the ceiling fan in the dining room is gone. The ceiling fan was not mentioned in the offer to purchase. Did the sellers have the right to take the ceiling fan?

A) No, because it was a fixture in the house.
B) Yes, because it was the sellers' personal property.
C) Yes, because it was not referenced in the contract.
D) No, because it was chattel.

5. A prospective buyer calls a licensed New Jersey salesperson to inquire about a property listed with that salesperson's brokerage. During the first substantive discussion about the property's price and terms, the salesperson must

A) provide the CIS at closing when all agency relationships are finalized.
B) wait until the buyer is ready to make an offer before presenting the CIS.
C) immediately provide the Consumer Information Statement (CIS).
D) only provide the CIS if the buyer asks for agency representation.

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