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Maryland Insurance Administration Maryland Life Producer Exam (Series 20-27) Sample Questions:

1. An insurance producer's license may be suspended or revoked by:

A) The Maryland Insurance Administration
B) The appointing insurer
C) The continuing education course provider
D) The Attorney General

2. All of the following are common underwriting factors used by life insurance companies EXCEPT:

A) Amount of insurance applied for
B) Driving record
C) Ethnic heritage
D) Family health history

3. In general practice, can the Maryland Insurance Administration inspect the business records of an insurance company or agency?

A) Yes, because all company and agency records are public domain
B) Yes, because of the powers defined by state laws
C) No, because only an officer of the court can inspect these records
D) No, because of privacy considerations

4. Which contract offers flexible deposits, deferred taxation, a guaranteed minimum interest rate, and death proceeds equal to the cash value?

A) A universal life insurance policy
B) An adjustable whole life insurance policy
C) An available deferred annuity
D) A flexible premium fixed annuity

5. Advertisements in general shall be:

A) Clear only by familiarity with insurance terminology
B) Approved by the Insurance Commissioner
C) Clear only by implication
D) Truthful

Solutions: